Jobber Capital Updated January 05, 2026 22:22

Overview

Access to capital is essential for growing your business, but traditional banks don’t make it easy. Cut the red tape and lengthy application process—Jobber Capital offers flexible financing based on your business history, so you can get the funds you need without the hassle.

Jobber Capital partners with Parafin and Stripe to assess eligibility for loan offers. These partners use business data—such as your payment processing history and revenue trends—to determine if your business qualifies. If you're eligible, you'll receive a notification by email and directly within your Jobber account.

How Jobber Capital works

1. Receive an Offer
If you qualify for a loan, you'll receive a notification by email and on your Jobber home page with your personalized offer.

2. Review and Accept Your Loan
You can view the loan details—including the amount, type, and repayment terms—within Jobber. If you're interested, complete the application process to accept the offer.

From Home, select the View offer button. 

3. Get Funded Quickly
Once approved, the funds will be deposited into your linked bank account within 1–2 business days.

4. Repay Automatically
Repayment is automatic and depends on the type of loan you choose:

• Parafin Repayment
  • Term loans
    • These loans follow a fixed repayment schedule with set due dates.
    • Payments are a fixed amount, deducted bi-weekly from your bank account.
  • Flex loans
    • Repayment is based on a fixed percentage of sales rather than a set amount, with the percentage determined by the selected offer amount.
    • Repayments are automatically withdrawn from your connected bank account as sales are processed.
    • The percentage stays the same, but the total amount fluctuates based on your sales volume.
• Stripe Capital Repayment
  • Repayment is based on a fixed percentage of your daily Jobber Payments processing volume (including payments and tips).
  • The amount is automatically deducted from your payouts, so you'll pay more when business is strong and less when sales are slower.
  • There are no set due dates—repayment happens continuously based on daily transactions.

5. Manage Your Loan
You can track your active loans and repayment progress anytime within Jobber. To view your loan, navigate to Home, then select View details from the Jobber Capital card.

This is where you will see your up-to-date loan status including your loan amount, outstanding balance, and a history of payments made towards your loan.

Get support with Jobber Capital

For more details on Jobber Capital, including eligibility, loan terms, and repayment options, check out the help resources provided by our lending partners. Since loan offers, terms, and requirements may change based on product and regulatory updates, we recommend referring to their most up-to-date documentation which is linked below.

Frequently asked questions

How can I qualify for a loan?

To be eligible for a loan offer, your business must have been using Jobber for at least 3 months and have Jobber Payments enabled. Regularly processing payments through Jobber and maintaining a strong revenue history can improve your chances of receiving an offer.

How often do new loan offers appear?

Loan offers are updated periodically based on your business’s performance. If you don’t see an offer now, continue processing payments through Jobber, and you may qualify in the future.

Can I repay my loan early?

Yes! You can make extra payments or pay off your loan in full at any time without any penalties through the Jobber Capital dashboard.