Table of Contents
Overview
Instant payouts gives you the flexibility to speed up your cash flow.
Instant payouts are available on select plans. View our current pricing plans.
Note: The Lite plan does not include instant payouts.
To check what plan you're on, navigate to the Gear Icon > Account and Billing. If you have any questions about your plan's features or pricing, our support team is here to help!
Instant payouts gives you more control over your cash flow by allowing you to receive funds that normally would take two business days to be deposited to your bank account within minutes. These pending funds can be transferred directly to your debit card within minutes, 24/7 for an additional 1% fee.
Note: You can withdraw a limit of $9,999 at once with instant payouts, up to a limit of $10,000 within a 24-hour period. However some banks impose their own monthly limits so you may need to reach out to your bank to understand if you are subject to any other limits.
Instant Payouts is available to US & Canadian Jobber users, subject to eligibility criteria. Eligibility is determined at the discretion of Jobber and is based on your processing history with Jobber Payments. To qualify, your Jobber Payments account must be active, in good standing, and be connected to a bank account.
How to use instant payouts
Instant payouts must be done from Jobber.com.
If you are eligible to use instant payouts, on the payments card from Home you will see the funds available to be paid out. The available funds are calculated based on recently processed payments, refunds, as well as some additional factors (including if you have business financing through Jobber, or a dispute). You can request an instant payout at anytime, including weekends and bank holidays.
Note: Some processed funds may not be available for instant payouts because they have already been bundled into the next standard payout. This happens daily around 12:00am UTC.
Click Get it Now to withdraw funds. Of the available funds, you will be able to choose how much is withdrawn and sent to your debit card. You can choose to withdraw the full amount or a partial amount. The first time you click the Get it Now button, you will be prompted to enter your debit card details.
There will be an additional 1% fee for instant payouts, the Withdraw button will show the total amount that will be paid out to your debit card once the fee is taken out of the amount you are choosing to withdraw.
When you hit Withdraw, the funds will be on their way to your debit card. They will be available in up to 30 minutes, but likely even sooner.
Link a debit card
On your first transaction, you will be prompted to link a debit card when you click Get it Now. There will need to be funds pending in order to see this button and to link a debit card. If you have not accepted any Jobber Payments recently or pending Jobber Payments have already been included in a payout, the button won't appear. Only one debit card can be linked and the linked card is where the instant payout will be paid out to.
Note: Only account owners can turn on instant payouts and initiate an instant payout. When adding or changing a debit card, there is a 48 hour verification period before an instant payout can be made.
Here is the list of compatible debit cards. However, in the US, if your card says "Visa Debit" and it's issued by a major bank you likely have a card that will work for instant payouts. In Canada, it varies a bit more depending on the bank. You will need to be using a Visa debit or a MasterCard debit, rather than Interac.
What if an instant payout fails?
If an instant payout fails, your first troubleshooting step is to call your bank to make sure that there is nothing on their end that would have prevented the instant payout.
If you run out of attempts to retry the instant payout, the amount will be added into your next standard payout.
Reporting
You can view both your instant payouts and standard payouts from theJobber Payments payouts report. If a payout was an instant payout, you will see a label on the payout overview. Clicking on each payment will show more details.
If you click into an instant payout, you will see this message:
There are no transactions associated with instant payouts, they will appear on the next standard payout.
Since instant payouts are a withdrawal of funds that can be from multiple payments and not necessarily associated with one payment, from the payouts report you will need to look at the standard payout to get the full picture of the transactions that made up the pool of money that the instant payout was withdrawn from.
The standard payout that follows an instant payout will have the details of the instant payout. The fee is is deducted from the instant payout at the time it is initiated, but it is not visible until the next payout is recorded in your payout report. There is a summary at the top of the report that breaks down how many instant payouts, fees from instant payouts, payments (standard payouts), and refunds there were in this payout.
The fees for payments are captured at a per transaction level, which is reflected in the fees column in the summary of the payout. The 1% fee for instant payouts is taken out of the instant payout after the other fees have already been taken. The 1% fee for instant payouts is paid immediately and shows in the row for instant payout fees in the Jobber Payments payout report.
Below the summary, you can find the breakdown of the transactions that made up this payout. The client's name for each transaction will appear in the details column.
Clicking on a standard payment will show a pop-up of the payment details that shows which invoice or quote it was collected against. Since instant payouts come from the balance of fund they aren't associated with particular invoices or quotes so they don't display additional payment details.